> For the complete documentation index, see [llms.txt](https://frostveil-online.gitbook.io/item/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://frostveil-online.gitbook.io/item/credit-quest.md).

# Credit Quest

<figure><img src="https://4090850631-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FbIxn0XmLZHXauGbz7YfL%2Fuploads%2Fo4uqBfM8yjPYhzZe6fc6%2FCredit.png?alt=media&amp;token=81e4c661-b603-41ac-b647-2fb104522913" alt=""><figcaption></figcaption></figure>

## Credit Quest

The <mark style="color:$warning;">**Credit Agent**</mark> is a multi-functional NPC that manages both <mark style="color:$primary;">**Zeny**</mark> (the standard in-game currency) and **Credits** (represented by a specific item).

\
This system allows players to safely exchange between currencies and access a special quest to unlock advanced financial features.

***

### Overview

Through the Credit Agent, players can:

* ✅ Exchange <mark style="color:$warning;">**Credits for Zeny**</mark>
* ✅ Exchange <mark style="color:$primary;">**Zeny for Credits**</mark>
* ✅ Complete an <mark style="color:$success;">**Intergalactic Quest**</mark> to unlock advanced transactions

***

### Features

* 💰 <mark style="color:$warning;">**Daily transaction limit**</mark> when exchanging Zeny to Credits
* ⏳ <mark style="color:$primary;">**Access timer**</mark> for unlocking the special transfer mode
* 🌍 <mark style="color:$danger;">**Multiple NPC locations**</mark> across various cities

***

### Quest Requirements

To unlock the **Advanced Money Transfer System**, players must complete the **Credit Quest** with the following materials:

| Requirement        | Quantity                                         | Item ID |
| ------------------ | ------------------------------------------------ | ------- |
| Zeny               | <mark style="color:$primary;">100,000,000</mark> | —       |
| Poring Jewel       | <mark style="color:$warning;">100</mark>         | 3086    |
| Intergalactic Coin | 1                                                | 3085    |

🎁 **Quest Reward:** Unlocks the **Advanced Money Transfer System** for **7 days**.

***

### Exchange Rates

#### Exchange Credits → Zeny

* **Rate:** 1 Credit = <mark style="color:$primary;">10,000,000</mark> Zeny
* **Maximum per transaction:** 50 Credits
* **Note:** The player’s total Zeny must not exceed the maximum currency capacity.

\-----------------------------------------------------------------------------------------------------------------------

## Intergalactic Master

The <mark style="color:$warning;">**Intergalactic Master**</mark> is a <mark style="color:$warning;">**Zeny betting NPC**</mark> where players can test their luck for a chance to win the **Intergalactic Coin** (Item ID: 3085).

<figure><img src="https://4090850631-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FbIxn0XmLZHXauGbz7YfL%2Fuploads%2FYgnP5tlOWdUeEEzpSJAU%2FIntergalatic.png?alt=media&amp;token=a0154265-7e78-4330-8e08-92f84a8a5324" alt=""><figcaption></figcaption></figure>

### How It Works

* The player interacts with the **Intergalactic Master** NPC.
* Each play has a **15% chance to win** the Intergalactic Coin.
* **Zeny is deducted** for each bet, even if the player loses.
* Players may continue betting repeatedly until they either **run out of Zeny** or **decide to stop**.

<mark style="color:red;">`Minimum amount to gamble is 5,000 Zeny & maximum 5,000,000 Zeny. The higher the bet, the higher the chances of winning.`</mark>

### NPC Location

* **Prontera (140,180)** – NPC name: *<mark style="color:$warning;">Intergalactic Master</mark>*

***

### Notes

* The Intergalactic Master is ideal for players looking to **earn Intergalactic Coins** for quests or advanced transactions.
* Betting is **purely luck-based**, so play responsibly.